Investing in India This guide is part of our Investing in India hub. Peer-to-peer lending platforms let you lend your money directly to strangers and keep the interest a bank would have earned. The advertised returns — often 9–12%+ — sit well above FDs, and that gap is doing exactly what yield gaps always do: […]
P2P Lending in India: Becoming the Bank, With the Bank’s Risks Read More »
Investing in India This guide is part of our Investing in India hub. ULIPs — Unit Linked Insurance Plans — sit exactly on the border between investing and insurance, because they are both at once: a market-linked investment and a life insurance policy in a single premium. That combination is precisely what makes them worth
ULIPs: The Investment That Comes Wrapped in Insurance Read More »
Investing in India This guide is part of our Investing in India hub. Want the rent from a Grade-A office tower without buying one? That’s the entire pitch of REITs — and their infrastructure cousins, InvITs. For the price of a single exchange-traded unit, you own a slice of income-producing commercial real estate or operating
REITs and InvITs: Property and Infrastructure Income Without the Property Read More »
Investing in India This guide is part of our Investing in India hub. Real estate holds a special place in Indian financial life — it’s the asset our parents trust, the one you can stand on, and the biggest purchase most families ever make. This guide is the honest version of the investment case: what
Real Estate as an Investment: The Honest Article Read More »
Investing in India This guide is part of our Investing in India hub. Indians hold more gold than almost any population on earth, yet most of it is bought the most expensive way possible. This guide compares every route — jewellery, coins, digital gold, gold ETFs and funds, and Sovereign Gold Bonds — on cost,
Gold: Physical, Digital, ETFs, Funds — and What’s Left of the SGB Story Read More »
Investing in India This guide is part of our Investing in India hub. Direct stock investing is the most demanding option on the investment map — most people who attempt it would earn more in an index fund, and yet for the right person it’s deeply worthwhile. This guide gives you the honest picture: what
Direct Equity: Should You Buy Stocks Yourself? Read More »
Investing in India This guide is part of our Investing in India hub. Passive investing — buying the whole index instead of paying someone to pick winners — has gone from fringe idea to the fastest-growing corner of Indian investing. This guide explains how index funds and ETFs actually work, the differences that matter between
ETFs and Index Funds: Owning the Market Instead of Beating It Read More »
Investing in India — Bridge Article This is a short bridge article by design — part of our Investing in India hub. Mutual funds are the single most useful vehicle for most Indian retail investors, which is why we’ve already written a full 15-article pillar on them. This page explains in five minutes what mutual
Mutual Funds: Where Most Investing Journeys Should Probably Begin Read More »
Investing in India This guide is part of our Investing in India hub. Corporate bonds occupy the honest middle of Indian fixed income: more yield than FDs and G-secs, in exchange for a risk that is real and occasionally realised — the company might not pay you back. This guide covers how bonds and NCDs
Corporate Bonds and Debentures: Chasing Yield With Your Eyes Open Read More »
Investing in India — Layer 1 This guide is part of our Investing in India hub. The safest yield in India isn’t in a bank — it’s lending directly to the Government of India. Treasury bills and government bonds have been the bedrock of institutional portfolios forever, and since 2021 any retail investor can buy
Government Securities: T-Bills, G-Secs and RBI Retail Direct Read More »
