A registered financial practice · Not another tips channel
Money decisions, made with clarity — not guesswork.
Invest in Knowledge, Transform Your Finances
Free calculators, plain-English guides on mutual funds and insurance, and honest help from a registered distributor. No hype, no spam, no sales pressure — just the math and the reasoning, shown in full.
Where to start
Three areas we help you understand
Whether you're building wealth, opening your first demat account, or protecting your family — start with the fundamentals, explained without jargon.
Mutual Funds & SIPs
How funds and SIPs actually work, and how to invest through a registered distributor — with clarity, not guesswork.
Explore the guideStock Market & Demat
Open a demat account and learn how the market really works — the concepts and discipline behind investing, never quick tips.
Open an accountInsurance & Protection
How life and health insurance protect your family's finances, and how to choose the right cover with clear, jargon-free guidance.
Understand coverFree tools · No sign-up
Run the numbers before you decide
Fourteen calculators that work instantly in your browser — no email wall, no sales call. Just the math, shown in full.
SIP Calculator
Grow a monthly investment over time.
Retirement
Find the corpus you'll actually need.
Human Life Value
How much term cover your family needs.
EMI Calculator
Monthly instalment and total interest.
Cost of Delay
What waiting to invest really costs.
FD / RD Calculator
Compare deposit maturity values.
Why FactFinances
A registered practice, run like a family business.
We're not an anonymous blog or a stock-tips channel. We're a registered financial services practice — mutual fund distribution, demat and broking, and insurance — held to real regulatory standards.
That means everything here is built to one rule: explain the decision honestly, then let you make it. We earn through transparent distribution and advice, never by selling you the loudest product.
AMFI-registered distributor
Mutual fund distribution under ARN-144500.
SEBI-registered sub-broker
Demat & broking as an authorised person since 2019.
IRDAI-authorised insurance
Life and general insurance through licensed agency.
Have a question about your money?
Start with the free calculators, read the guides at your own pace, or book a no-pressure consultation when you're ready to talk specifics.