A registered financial practice · Not another tips channel
Money decisions, made with clarity — not guesswork.
Invest in Knowledge, Transform Your Finances
Free calculators, plain-English guides on mutual funds, insurance and investing, and honest help from a registered distributor. No hype, no spam, no sales pressure — just the math and the reasoning, shown in full.
Where to start
Three guides. Every rupee decision.
Each pillar is a complete, plain-English map — written to be read in order or dipped into when a decision comes up.
Mutual Funds & SIPs
What funds are, how SIPs actually compound, taxation, factsheets, and the mistakes that quietly cost the most.
Open the complete guide 15 Pillar two · 15 articlesInsurance & Protection
Term, health, ULIPs and the protection gap — how to cover your family properly before a rupee goes anywhere else.
Understand your cover 19 Pillar three · 15 articlesInvesting in India
The full map — FDs, small savings, G-secs, bonds, index funds, direct equity, gold, REITs, even crypto — layer by layer.
See every optionFree tools · No sign-up
Run the numbers before you decide.
Seventeen calculators that work instantly in your browser — no email wall, no sales call.
Why FactFinances
A registered practice, run like a family business.
We're not an anonymous blog or a stock-tips channel. Everything here is built to one rule: explain the decision honestly, then let you make it. We earn through transparent distribution and advice — never by selling the loudest product.
Have a question about your money?
Start with the calculators, read the guides at your own pace, or message us when you're ready to talk specifics. No pressure, ever.