Investing in India — Layer 1 This guide is part of our Investing in India hub. Most salaried Indians are already retirement investors without thinking about it — the EPF deduction on the payslip sees to that. This guide explains how EPF actually works (including the brand-new EPF Scheme 2026, notified on 29 June 2026), […]
EPF and NPS: India’s Two Retirement Workhorses Read More »
Investing in India — Layer 1 This guide is part of our Investing in India hub. India’s small savings schemes are the safest returns in the country — backed directly by the Government of India, no bank in between, no DICGC limit needed. This guide covers PPF, Sukanya Samriddhi, NSC, SCSS, KVP, POMIS, and post
Government Small Savings Schemes: PPF, SSY, NSC, SCSS, KVP and POMIS Read More »
Investing in India — Layer 1 This guide is part of our Investing in India hub. The fixed deposit is India’s default investment — familiar, guaranteed, and available at every bank branch and app in the country. That familiarity is exactly why it deserves a proper guide: most people who hold FDs have never checked
Fixed Deposits and Recurring Deposits: The Complete Guide Read More »
Investing in India — Layer 1 This guide is part of our Investing in India hub. Before SIPs, before stocks, before anything with a chart attached — you need a pool of money that is boring, safe, and instantly available. This guide covers how large that pool should be, the four places it can sensibly
Before You Invest: Emergency Funds and Where Idle Cash Should Sit Read More »
Guaranteed Return Plans This walkthrough sits inside our Insurance in India hub. If you would first like to understand the category, start with what guaranteed return plans actually are and how they sit alongside term versus endowment cover. Here we open up one specific, widely chosen plan — HDFC Life Sanchay Plus — for the
HDFC Life Sanchay Plus Review: Real Returns vs FD Read More »
This article is part of our complete guide to insurance in India. If you’ve read what term insurance is and how much cover you need, this is the next step: how to choose the right term plan and insurer. Where To Start How to choose term insurance plan comes down to a few parameters that
How to Choose Term Insurance Read More »
This article is part of our complete guide to insurance in India. Once you’ve sorted what health insurance is and how to choose a policy, Section 80D is the tax rule that lets the premium you pay also lower your tax bill. The Core Idea Section 80D is the part of India’s Income Tax Act
This article is part of our complete guide to insurance in India. Once you know what health insurance is and why you need it, the next question is how to pick a good policy — and that comes down to the fine print most buyers skip. Where To Start Knowing how to choose health insurance
How to Choose Health Insurance Read More »
This article is part of our complete guide to insurance in India. While life insurance protects your family from losing your income, health insurance protects your savings from medical bills — a different job, and an equally essential one. The Core Idea Health insurance exists to do one thing: stop a medical bill from becoming
This article is part of our complete guide to insurance in India. It follows what a ULIP is and connects to our complete guide to mutual funds — the two sides of this comparison. The Core Idea The ULIP vs mutual funds debate is usually framed as “which one is better?” — but that’s the
ULIP vs Mutual Funds Read More »
