Investing Basics

Part of our complete guide to mutual funds in India. This is an educational explainer of common errors, not personalised advice. Here is the uncomfortable truth at the heart of investing: the biggest threat to your returns is not a bad fund, a market crash, or a recession. It is you. Decades of evidence show […]

Part of our complete guide to mutual funds in India. This is an educational explainer of how to assess funds, not a recommendation of any fund. Almost everyone evaluates a mutual fund the same wrong way: they look up its recent returns, see a big number, and conclude it is a good fund. This single

Part of our complete guide to mutual funds in India. This is an educational explainer of portfolio concepts, not personalised advice or a recommendation of any strategy. Setting an asset allocation is the easy part. Keeping it — and pointing it at something that actually matters in your life — is where most portfolios quietly

Part of our complete guide to mutual funds in India. This is an educational explainer of portfolio concepts, not personalised advice or a recommendation of any allocation. Most investors spend ninety percent of their energy on the wrong question. They agonise over which fund to buy, when decades of research point to something humbler and

Part of our complete guide to mutual funds in India. This is an educational explainer of risk concepts, not a recommendation of any fund or strategy. Most investors judge a fund by one number: its return. But return alone is half a story told loudly. The other half — how much risk the fund took

Part of our complete guide to mutual funds in India. This is an educational explainer of how to read fund documents, not a recommendation of any fund. Every mutual fund publishes a one or two-page summary every month called a factsheet. This Mutual fund factsheet is the single most useful document a fund will ever

Part of our complete guide to mutual funds in India. This is an educational explainer, not investment advice — which approach suits you is your call. New to the basics? Read types of mutual funds in India first; this picks up where that leaves off. There is one question that quietly decides a huge slice