Life, health, motor, home, travel and business insurance in India, explained without the sales pitch — how much cover you need, how to read a policy, and how claims really work.
Marine cargo insurance for goods by road, rail, sea and air, fire cover above ₹50 crore, and business interruption cover, explained for Indian businesses.
Fire and Marine Cargo Insurance in India: Goods in Transit, Large Risks and Lost Profit Read More »
Shop insurance explained: Bharat Sookshma and Laghu fire policies, what they leave out, package covers, and how underinsurance cuts your claim.
Shop Insurance in India: Bharat Sookshma, Bharat Laghu and Package Policies for MSMEs Read More »
Workmen compensation insurance explained: employer liability under the Code on Social Security 2020, how compensation is calculated, and how cover works.
How group health insurance works for small employers in India: design choices, cost, ESI, tax under the 2025 Act, and what employees still need.
Group Health Insurance in India: A Guide for Small Employers Read More »
How a buy-sell agreement funded by life insurance protects an Indian partnership or family company when an owner dies, and how it is taxed.
Buy-Sell Agreement Insurance in India: Funding a Partner’s Exit Read More »
How an employer-employee insurance scheme works in India, why policy ownership decides the tax, and the 2025 Act rules for premiums and payouts.
Employer-Employee Insurance Scheme in India: How It Works and How It Is Taxed Read More »
Keyman insurance in India explained: who qualifies, how much cover a business needs, how it is taxed under the Income-tax Act 2025, and what happens on exit.
Keyman Insurance in India: How It Works, How Much Cover You Need and How It Is Taxed Read More »
How the health insurance claim process works in India: cashless vs reimbursement, IRDAI timelines, documents, common rejection reasons and how to escalate.
Health Insurance Claim Process: Cashless, Reimbursement and What to Do If It’s Rejected Read More »
This article is part of our complete guide to insurance in India. Once you have a policy, you are not locked in for life: if it stops serving you, Indian rules let you move it to another insurer without starting your waiting periods from zero. Here is how that works, and when it is worth
Health Insurance Portability in India: How to Switch Insurers Without Losing Benefits Read More »
This article is part of our complete guide to insurance in India. Once you know why health insurance matters and which policy features to look for, the remaining question is the one that decides everything else: how big should the cover be? The Short Answer How much health insurance do I need? Enough to pay
How Much Health Insurance Do I Need? A Sizing Method for Indian Families Read More »
