Life, health, motor, home, travel and business insurance in India, explained without the sales pitch — how much cover you need, how to read a policy, and how claims really work.
Guaranteed Return Plans This walkthrough sits inside our Insurance in India hub. If you would first like to understand the category, start with what guaranteed return plans actually are and how they sit alongside term versus endowment cover. Here we open up one specific, widely chosen plan — HDFC Life Sanchay Plus — for the
HDFC Life Sanchay Plus Review: Real Returns vs FD Read More »
This article is part of our complete guide to insurance in India. If you’ve read what term insurance is and how much cover you need, this is the next step: how to choose the right term plan and insurer. Where To Start How to choose term insurance plan comes down to a few parameters that
How to Choose Term Insurance Read More »
This article is part of our complete guide to insurance in India. Once you’ve sorted what health insurance is and how to choose a policy, Section 80D is the tax rule that lets the premium you pay also lower your tax bill. Tax law update (October 2026). The Income-tax Act, 2025 replaced the Income-tax Act,
This article is part of our complete guide to insurance in India. Once you know what health insurance is and why you need it, the next question is how to pick a good policy — and that comes down to the fine print most buyers skip. Tax law update (October 2026). The Income-tax Act, 2025
How to Choose Health Insurance Read More »
This article is part of our complete guide to insurance in India. While life insurance protects your family from losing your income, health insurance protects your savings from medical bills — a different job, and an equally essential one. Tax law update (October 2026). The Income-tax Act, 2025 replaced the Income-tax Act, 1961 from 1
This article is part of our complete guide to insurance in India. It follows what a ULIP is and connects to our complete guide to mutual funds — the two sides of this comparison. Tax law update (October 2026). The Income-tax Act, 2025 replaced the Income-tax Act, 1961 from 1 April 2026, renumbering most sections.
ULIP vs Mutual Funds: An Honest Comparison With Numbers Read More »
This article is part of our complete guide to insurance in India. It’s the third in the family of policies that bundle investing into life cover, after endowment and guaranteed-return plans — but with one big difference: the returns here ride the market. Tax law update (October 2026). The Income-tax Act, 2025 replaced the Income-tax
What Is a ULIP? How Unit-Linked Insurance Plans Work Read More »
This article is part of our complete guide to insurance in India. It follows on from term vs endowment — both deal with policies that bundle a guarantee or savings into life cover, and both reward a hard look at the actual numbers. Tax law update (October 2026). The Income-tax Act, 2025 replaced the Income-tax
Guaranteed Return Plans Read More »
This article is part of our complete guide to insurance in India. It builds on term insurance explained and the idea, from why life insurance exists, that protection and investment are two different jobs. The Core Idea Choosing between term vs endowment is one of the first real decisions a buyer faces — and one
This article is part of our complete guide to insurance in India. It builds on why life insurance exists and India’s protection gap — and shows what that gap actually costs a family when it goes unfilled. The Core Idea The cost of being uninsured feels like zero. No premium leaves your account, nothing changes,
The Cost of being Uninsured Read More »
