Investing in India This guide is part of our Investing in India hub. Corporate bonds occupy the honest middle of Indian fixed income: more yield than FDs and G-secs, in exchange for a risk that is real and occasionally realised — the company might not pay you back. This guide covers how bonds and NCDs […]
Corporate Bonds and Debentures: Chasing Yield With Your Eyes Open Read More »
Investing in India — Layer 1 This guide is part of our Investing in India hub. The safest yield in India isn’t in a bank — it’s lending directly to the Government of India. Treasury bills and government bonds have been the bedrock of institutional portfolios forever, and since 2021 any retail investor can buy
Government Securities: T-Bills, G-Secs and RBI Retail Direct Read More »
Investing in India — Layer 1 This guide is part of our Investing in India hub. Most salaried Indians are already retirement investors without thinking about it — the EPF deduction on the payslip sees to that. This guide explains how EPF actually works (including the brand-new EPF Scheme 2026, notified on 29 June 2026),
EPF and NPS: India’s Two Retirement Workhorses Read More »
Investing in India — Layer 1 This guide is part of our Investing in India hub. India’s small savings schemes are the safest returns in the country — backed directly by the Government of India, no bank in between, no DICGC limit needed. This guide covers PPF, Sukanya Samriddhi, NSC, SCSS, KVP, POMIS, and post
Government Small Savings Schemes: PPF, SSY, NSC, SCSS, KVP and POMIS Read More »
Investing in India — Layer 1 This guide is part of our Investing in India hub. The fixed deposit is India’s default investment — familiar, guaranteed, and available at every bank branch and app in the country. That familiarity is exactly why it deserves a proper guide: most people who hold FDs have never checked
Fixed Deposits and Recurring Deposits: The Complete Guide Read More »
Investing in India — Layer 1 This guide is part of our Investing in India hub. Before SIPs, before stocks, before anything with a chart attached — you need a pool of money that is boring, safe, and instantly available. This guide covers how large that pool should be, the four places it can sensibly
Before You Invest: Emergency Funds and Where Idle Cash Should Sit Read More »
Part of our complete guide to mutual funds in India. This is an educational explainer of common errors, not personalised advice. Here is the uncomfortable truth at the heart of investing: the biggest threat to your returns is not a bad fund, a market crash, or a recession. It is you. Decades of evidence show
Common Mutual Fund Mistakes to Avoid Read More »
Part of our complete guide to mutual funds in India. This is an educational explainer of how to assess funds, not a recommendation of any fund. Almost everyone evaluates a mutual fund the same wrong way: they look up its recent returns, see a big number, and conclude it is a good fund. This single
Evaluate Mutual Fund Performance Read More »
Part of our complete guide to mutual funds in India. This is an educational explainer of portfolio concepts, not personalised advice or a recommendation of any strategy. Setting an asset allocation is the easy part. Keeping it — and pointing it at something that actually matters in your life — is where most portfolios quietly
Rebalancing & Goal-Based Investing Read More »
Part of our complete guide to mutual funds in India. This is an educational explainer of portfolio concepts, not personalised advice or a recommendation of any allocation. Most investors spend ninety percent of their energy on the wrong question. They agonise over which fund to buy, when decades of research point to something humbler and
Asset Allocation & Building a Mutual Fund Portfolio Read More »
